Any advice on this website is general nature only and has not been tailored to your personal objectives, financial situation and needs. Please seek personal advice prior to acting on this information. Any advice on this website has been prepared without taking account of your objectives, financial situation or needs. Because of that, before acting on the advice, you should consider its appropriateness to you, having regard to your objectives, financial situation or needs.

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The material contained on this website is based on information received in good faith from third party sources, and on our understanding of the legislation and Government press releases at the date of publication, which are believed to be reliable and accurate.

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Before making a decision to acquire a financial product, you should consider and read a Product Disclosure Statement (PDS) relating to that product. It is important for you to consider these matters and to seek appropriate advice.

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Past performance is not a reliable guide to future returns.

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Members of the IOOF group of companies (IOOF Group), associated employees or agents may have an interest in or receive monetary or other benefits from the financial products and services mentioned on this website. The Licensee is part of the IOOF Group, and we may recommend financial products issued by companies within the IOOF Group.